Owning a home is still the American dream and the US Government in cooperation through programs like CHFA (Colorado Housing Authority and Finance Authority) have helped over 84,000 Coloradoans achieve home ownership since 1974. First time home buyers that are looking for down payment assistance must attend a first time home buyers education class […]
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Back in the beginning of 2015 I put together a brochure that I give to prospective sellers entitled “6 Remodeling Projects That Make Financial Sense.” You can download the brochure by clicking here. Often times potential home sellers will try and weigh the cost/benefit analysis of doing improvements or upgrades before they list their home […]
What is the difference between a mortgage interest rate and an APR? There are many costs associated with taking out a mortgage. They include: Interest Rates Points Fees and Other Charges View image | gettyimages.com The interest rate is the cost you will pay each year to borrow the money, expressed as a percentage rate. […]
On Thursday, October 29, 2015 I attended a meeting of a group of top executives from the Housing and Urban Development (HUD), the Federal Housing Administration (FHA) and Colorado Housing Finance Authority (CHFA). The meeting was held to discuss with local REALTORS®, mortgage lenders and community members the impact on housing prices and the lack […]
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